Niagara University is committed to helping students and their families afford an exceptional university education. University is a significant investment, and Niagara University will work with students to plan, budget and obtain financial support, as applicable. For the Ontario bachelor of professional studies (BPS) program, Niagara administers the Ontario Student Assistance Program (OSAP) in accordance with the Canada - Ontario Integrated Student Loan requirements. Students who attend programs on our main campus in Lewiston are also eligible for partial OSAP.

Purpose of the Ontario Student Assistance Program

OSAP provides eligible students with financial assistance to help pay for tuition, books, mandatory fees, living costs and transportation.                                                                                                                 

It is not the purpose of OSAP to supply all the assistance that is needed to meet both educational and living costs. OSAP supplements, not replaces, the financial resources that students and their families can contribute to the cost of education.

The cost of postsecondary education is a shared responsibility among students, parents, spouses & government. Assistance is intended to supplement student and family resources. Assistance is issued based on financial need.

The intention of OSAP is to promote equality of opportunity for postsecondary studies by providing financial assistance.  OSAP is based on financial need as determined through an assessment of the student’s application. Educational costs and the resources OSAP expects students (and their family, if applicable) to contribute, are taken into consideration.

The information that is provided by the applicant in registering to the secure side of the OSAP website is used to accommodate the administration of the site’s security features. The security features are in place to ensure that information from students, families and financial aid offices is kept safe.

An application for aid from the various OSAP funding instruments requires additional personal information from the applicant, as well as information from the parent(s) and/or spouse. A statement outlining the collection and use of personal information will be included as part of each application. The statement will outline in detail why the information is collected, how it will be used, and who will have access to it.

Questions about the collection or use of information related to the administration of the various OSAP funding instruments should be addressed to the Director of the Student Financial Assistance Branch at the following address:

  • Director, Student Financial Assistance Branch
  • Ministry of Advanced Education and Skills Development PO Box 4500,
  • 189 Red River Road, 4th Floor Thunder Bay, ON P7B 6G9


To be considered for OSAP, the applicant must meet the following requirements:

  • be a Canadian citizen, Permanent Resident or Protected Person;
  • meet Ontario residency requirements; and
  • meet enrollment

Students enrolled in Niagara University’s Bachelor of Professional Studies program in Ontario may be eligible, if qualified, for assistance under one or more of the following components of the Ontario Student Assistance Program (OSAP):

  • the Canada Student Loans Program (CSL)
  • the Ontario Student Loans Plan (OSL)”

OSAP is a joint venture of both the federal and provincial government: it is comprised of CSL (Canada Student Loans) and OSL (Ontario

Student Loans). A single application is used to assess entitlement; however, the two government bodies use different policies to review the information that is provided. OSAP provides financial assistance for educational costs and basic living expenses.

Loan Default

Students who have defaulted on previous Canada and/or Ontario Student Loans are ineligible for further assistance unless certain criteria are met. If you need to discuss this system, please contact the financial aid administrator.